Contents only insurance

As the name suggests this kind of insurance which is sometimes know as home contents insurance covers most of the items classed as your persoanl possessions against loss or damage.

Generally it will cover everything contained within your home, but almost certainly will have a restriciton on high value items which you must insure seperately.

Normally the policy will cover everyone who resides in the house normally.  If they are not a direct family member it is essential to check who exactly is covered.

There is no requirement for you to insure the contents of your home but imagine how difficult it wouldbe to replace all of your items should they be destroyed in a fire for example.

It is also possible in many cases to add accidental damage cover to your policy.  Remember accidents happen.

Under most standard policies cover is only included whilst in your home but it is now much more common to be given the option to extend your policy to cover personal belongings such as jewellery whilst away from the home.

As mentioned above if you have a particulary valuable item (over £1500) you should mention this to the insurer as it is likely you will need to cover this item under single article cover.

To make sure you are getting the best value for money please complete our short form and one of our advisors will contact you.  Please note all quotes are provided on a no obligation basis and no pushy sales people will contact yuou.