How did you hear about us?
What is the best time to contact you?

Buildings only insurance

What is buildings insurance?

It is a policy that covers the cost of damage to your home and its structure.

If you have a mortgage 0n your property then your mortgage lender will require that you have the adequate level of insurance in place to protect you and them in the event of damage.  It is normal practice for the mortgage lender to have their interest noted on the policy documents.

The cover will include you walls, roof, ceilings floor and windows.  It will also cover any permanent fittings and fixtures within your home.

It should cover the total cost of rebuilding your home should it be damaged beyond repair.  The policy will also cover things like demolition and clearance of the site.

Buildings insurance usually covers loss or damage that occurs as a result of:

  • explosions
  • bad weather damage
  • malicious damage
  • freezing pipes
  • falling trees
  • subsidence
Many policies can be extended to include accidental damage at an additional cost.
 
As we use a specially selected insurance agent they can often obtain cover cheaper than you would be able to accessing the company direct due to the relationship they have with the insurers.
 
Most premiums will come with a small excess which is payable should you need to claim.
 
Make sure you have the best value buildings insurance by requesting a quote today.  Remember all quotes are provided without obligation and no pushy sales people will call.